29 Nov ‘As Safe as Houses’
November 30 2022
‘As Safe as Houses’
Why We Believe Property is The Best Asset Class to Invest In
With interest rates on the rise, it has never been more important to invest. If you leave your money in the bank, then this is slowly being eaten away by inflation. This is because the cost of living is rising quicker than interest rates. In short, your money is worth less today than it was two years ago.

Investing is becoming more popular, and it’s easy to become overwhelmed by the different options out there. It is very enticing to follow the advice we see on Facebook and invest in Crypto Currencies because of the big gains. Or do we follow Warren Buffet and invest for the long term in the stock market?
Although there are many options available, we believe one investment rules them all; property investment, and in this article, we’re going to break down why.

You might have heard the saying “as safe as houses” before. Like every good saying, it stems from somewhere. No investment is 100% safe, but property is notorious for being one of the most secure asset classes.
This is for a few reasons. Firstly, the property cycle (the 18-year cycle property cycle) shows that although house prices drop, like in 2008, they always rise when given enough time. The key is to pick the right area at the right point in the cycle.
House prices rise because there is a never-ending demand and very low supply in the UK. We are always going to need property. Because there isn’t enough supply to meet this demand, house prices rise. So, if you make an investment and the housing market drops, then hold on and enjoy the rental income until it rises again.

Many investments lock your money in them for five to ten years. If you want to keep recycling your cash so you can keep reinvesting it, then this might not be the best option for you. Capital tied in a property can be released through a refinance, or you can sell the property at any time to liquidate your cash.
Property also offers the combination of long-term wealth and regular cash flow. Your investment appreciates as house prices rise, but you also get paid rental income each month.
There are many different strategies to pick from in property. Some, like houses in multiple occupations (HMO), prioritise high monthly income. Others, like buy-to-let (BTL), prioritise long-term growth and hands-off management. Depending on your goals, you can choose a strategy that works well for you.

One of the greatest aspects of investing in property is knowing that you are providing housing for people who need it. If you’re building properties (like us) then you’re creating somebody’s forever home. If you’re renting properties, then you’re putting a roof over a family’s head and giving them somewhere to live.
There are other investment strategies, like Social Housing (SH), which involve working with charities or local councils to house vulnerable people. Property is one of the few investments that reward you morally as well as financially.

All investments have their risks. The key is to invest with experience; to know where to buy/build properties and how to manage the process. At Bey-Perrin, we have years of experience in all aspects of property investment and development. We know how to find the most profitable sites, and we know how to manage them safely and securely. Discover more about how you can get involved in our exclusive investment opportunities by booking your free consultation here.
DISCLAIMER- None of the information mentioned in this article is financial advice. Bey-Perrin cannot be held accountable for the results of any financial decision you make off the back of this article. All investments have their risks, and you should only invest what you can afford to lose. If you have any questions about your finances, then you need to speak with an FCA (Financial Conduct Authority) regulated advisor.